No. Requesting and reviewing an offer is completely free, and there’s no obligation to accept it.
Can’t afford your house anymore? Sell your house fast after a job loss.
Get a fair cash offer even if you’re behind on payments.
Losing your job can make it hard to keep up with mortgage payments. If selling makes sense for your situation, we’ll match you with a cash home buyer who can make an offer, whether you’re behind on payments or just need to move on quickly.
Why you might need to sell your house after losing a job
Losing your job is hard enough without worrying about how you’re going to make next month’s mortgage payment. If you’ve lost your job and need to sell your house, you’re not out of options.
A cash home buyer can make you a fair offer and close before missed payments start piling up or affecting your credit. This lets you walk away with cash instead of watching the situation get harder to manage.
Get My Cash OfferWhy a cash sale makes sense after a job loss
When money’s tight, time matters more than anything else. Here are the benefits of selling to a cash home buyer, compared to a traditional sale.
You skip the repairs and prep you can’t afford right now. A traditional sale usually means fixing up the house and getting it ready to show. A cash home buyer takes it as is, so you’re not spending money just to list it.- You stop waiting on a buyer’s mortgage. With a traditional sale, a buyer can get most of the way through the process and still have their financing denied, leaving you back at square one. With a cash sale, once you accept an offer, there’s no traditional lender involved and typically nothing left to fall through.
- You pick the closing date. Close quickly if bills are piling up, or take a little more time if you need to make moving arrangements first. The schedule is built around what you need, not a lender’s paperwork.
- You don’t have to move everything out. Take what you want and leave the rest. No renting a storage unit, no rushing to clear out the house before closing.
Selling doesn’t have to make a hard situation harder. It just takes requesting an offer to find out what’s possible.
How the process works
When money’s already tight, the last thing you need is a complicated way to sell. Here’s exactly what happens once you request an offer.
STEP 01
Request your free cash offer
Tell us about your house and when you need to move.
STEP 02
Schedule a property visit
A cash home buyer walks through the house at a time that fits around your schedule.
STEP 03
Review your offer
Look over the numbers on your own time, with nothing to pay to find out.
STEP 04
Close on your schedule and get your funds
Choose a closing date that lines up with your next move.
Other situations that come with a job loss
A job loss rarely affects just one thing. Sometimes you can fall behind on payments before a new job comes through. Other times, the situation has gone further and a foreclosure notice has already arrived.
Either way, the sooner you start looking, the more options you’ll have.
Frequently Asked Questions
Are there any fees to sell my house to you?
How fast can I sell my house after losing my job?
Most homeowners hear back within 24 hours of requesting an offer. From there, you close on your schedule. If speed is your main priority, in some cases we can close in under a month.
What should I do if I lost my job and can't pay my mortgage?
Selling for cash is often the most effective way to stop missed payments from piling up. There’s no typical mortgage approval or repairs to wait on, allowing you to close on your timeline.
What should I do if I can't afford my house anymore?
If you can’t keep up with your mortgage, it’s worth contacting your lender to ask about options for pausing or reducing payments. Selling for cash can be the fastest option if you need to move quickly.
