Yes. You can sell a house with fire damage, including significant damage, without making any repairs first. A cash home buyer assesses the property and makes an offer based on its current condition.
Sell a fire-damaged house as is
Get a fair cash offer, skip the repairs, and move forward after a fire.
A house fire is devastating enough without adding repairs, contractors, and a long home sale on top of it. Sell your fire-damaged house for cash, as is, and choose your closing date.
Sell your fire-damaged house without the rebuild
Get a fair cash offer, no repairs or rebuilding required- Sell your house as is, fire damage included
- Skip showings and open houses
- Choose your closing date
- No obligation to accept
We buy fire-damaged houses
You don’t need to repair or rebuild before you sell. We buy houses in almost any condition, including significant fire damage, and our buyers aren’t scared off by a big project. A cash home buyer will look at your house as is, walk you through what to expect, and make you a fair cash offer. Most buyers will ask you to share what you know about the damage, and requirements vary by state, so a local real estate attorney can confirm exactly what applies to you.
Sell your fire-damaged house fast
The longer a fire-damaged house sits, the more it can cost you in insurance requirements, taxes, and upkeep. Selling to a cash home buyer skips repairs, showings, and financing delays, so you can close on your schedule and move on sooner.
How does selling a house for cash work?
You request a free cash offer, a cash home buyer visits your house, and you receive an offer based on its condition. If you accept, you close on your schedule. This allows you to skip the typical hassles of the open market and move forward on your own timeline.
STEP 01
Request your free cash offer
Fill out a short form with your address and your house’s condition.
STEP 02
Schedule your property visit
Your cash home buyer will arrange a walkthrough at a time that works for you.
STEP 03
Review your offer
Ask questions and take your time. There’s no pressure.
STEP 04
Close on your schedule and get your funds
Pick your closing date and get paid.
Selling a house with fire damage: what happens to your insurance claim
Selling for cash doesn’t replace your insurance claim; it works alongside it. If you own the home outright, you may be able to keep your claim proceeds without making repairs. However, most policies only release the full replacement-cost amount once repairs are completed. Therefore, selling unrepaired can affect how much of your payout you collect. If you have a mortgage, your lender is usually involved in how the insurance funds are used. Every policy and situation is different. Talk to your insurance company and, if needed, an attorney before you sell to know exactly what you’re entitled to and what happens to any remaining claim.
Other situations that come with fire damage
A house fire rarely affects just the property. If expensive repairs are holding you back from selling, that’s worth addressing directly. And if missed mortgage payments have piled up since the fire, catching that early gives you more options.
Frequently Asked Questions
Can I sell a house with fire damage?
Do I need to repair the fire damage before selling?
No. A cash home buyer purchases the house as is, so you don’t need to make repairs, clean up debris, or pass an inspection before you sell.
Can I sell my house if I have an open insurance claim?
Yes, in most cases. Selling your house and your insurance claim are separate processes. If you have a mortgage, your lender is likely listed as a loss payee on the policy, so they’ll be involved in how any insurance funds are handled. Talk to your insurance company before closing to confirm how your specific claim will be handled.
What happens to my insurance claim if I sell the house?
In most cases, the insurance proceeds are yours to keep even after you sell, unless you choose to assign the claim to the buyer as part of the sale. If you have a mortgage, expect your lender to be involved, since they’re typically named on the insurance check too. An insurance agent or attorney can confirm how your specific policy handles this.
How fast can I sell a fire-damaged house?
Most homeowners hear back within 24 hours of requesting an offer. From there, you close on your schedule, whenever works best for you.
