No. Homestead protection shields your equity from most general creditors, but it doesn’t apply to your own mortgage lender, property taxes, or a few other specific debts. If you’re behind on payments, selling for cash is often faster than waiting out the foreclosure process.
Sell your house fast in Texas for cash
We buy houses as is across Texas and close on your schedule.
Whether your Texas house needs work, you’re short on time, or you’re just ready to be done with the traditional selling process, we can help. From Dallas to Houston to San Antonio, we’ll take a look at your house in almost any condition and make you a fair cash offer.
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Typical home price
$334,000
The typical home price across Texas is expected to land around $334,000 by the end of 2026, up about 1.3% from 2025.
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Homes sold in 2026
349,000
Statewide, about 349,000 homes are expected to sell in 2026, up roughly 2.5% from the previous year.
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Longer time on market in the major metros
In big metros like Dallas-Fort Worth, Austin, Houston, and San Antonio, homes are staying on the market much longer than they did a few years ago, when many sold in under 30 days.
Inspections and negotiations are back
Inspections and price negotiations are a normal part of selling again, a shift from the frenzied seller’s market of 2021 and 2022, when many buyers skipped both just to win a bidding war.
How to sell your Texas house in four simple steps
Our process is simple and stress-free. Here’s what to expect from start to finish, whether you’re selling in Dallas, Houston, Austin, San Antonio, or a smaller Texas town.
STEP 01
Request your cash offer
Fill out a short form with a few details about your house.
STEP 02
Schedule a property visit
A cash home buyer will do a quick walkthrough.
STEP 03
Review your offer
Ask questions and take your time. There’s no pressure.
STEP 04
Close on your schedule
Pick a closing date and get your funds.
Why Texas homeowners choose us
Selling your house shouldn’t come with a long list of conditions. Here’s what you can expect when you sell with us.
No repairs or cleaning required. We buy houses as-is, whether they have foundation issues, which are common in North Texas clay soil, or an older HVAC system.- No showings, open houses, or waiting on typical mortgage approval.
- No commissions or fees, plus our cash home buyers pay typical closing costs.
- No obligation to accept our offer.
- No long wait time. Most homeowners hear back within 24 hours.
What to know about selling a house in Texas
A few things about Texas real estate make selling here different from selling in other states. Here’s how a cash sale handles each one.
No attorney required
Texas does not require an attorney at closing. A title company handles escrow and recording, though either side can bring their own attorney if they want one.
Seller’s Disclosure Notice
Texas law (Property Code Section 5.008) requires sellers of most previously occupied homes to provide a written Seller’s Disclosure Notice covering known defects. Exemptions apply to foreclosures, estate sales, and a few other transfer types.
No state real estate transfer tax
Texas has no state real estate transfer tax, one of only about a dozen states without one. Sellers pay county recording fees, typically $25 to $50, plus their negotiated closing costs.
Strong Texas homestead protection
Texas homestead protection is famously strong. There’s no dollar cap on protected home equity, which covers up to 10 acres in a city or up to 200 acres in the country for a family. This protects your equity from most creditors, though it doesn’t stop your own mortgage lender from foreclosing if payments are missed. That protection continues until your sale closes and the new deed is recorded.
Frequently asked questions
Does homestead protection stop my mortgage lender from foreclosing?
Do I have to disclose problems with my house before selling?
Yes, for most previously occupied homes. Texas Property Code Section 5.008 requires a written disclosure covering known defects, with exemptions for foreclosures, estate sales, and a few other transfer types. None of that stops a cash sale. Cash home buyers typically purchase the house as is, regardless of what’s disclosed.
Do I need a lawyer to sell my house in Texas?
No. Texas doesn’t require an attorney at closing, and a title company handles escrow and recording. You’re welcome to hire your own attorney if you’d like one.
Do you buy houses anywhere in Texas?
Yes. We can match you with a cash home buyer anywhere in the state, including Dallas, Houston, Austin, San Antonio, and towns across the Hill Country and Panhandle.
Does Texas have a transfer tax when I sell my house?
No. Texas is one of about a dozen states with no real estate transfer tax, so you’ll only see county recording fees, typically $25 to $50, on the closing statement.
Are there any fees?
No. Our cash home buyers don’t charge commissions or fees, and they pay typical closing costs.
Is there any obligation to accept the offer?
No. Requesting and reviewing an offer is free, and you’re never obligated to accept it.
How fast can I close?
Closing timelines are flexible. Once you accept an offer, you pick a schedule that fits your situation, whether you’re ready to move quickly or need more time.
Do I need to make repairs first?
No. Our cash home buyers purchase houses in almost any condition, so there’s nothing to fix before the property visit.
