No. Cash home buyers purchase homes in almost any condition. You don’t have to spend anything on repairs, cleaning, or updates before requesting an offer.
Sell your house fast in Detroit
Get a fair cash offer and close on your schedule.
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Median sale price
$99,952
Down 3% from a year ago. Homes are also taking about 53 days to sell, 11 days longer than last year, and fewer homes sold in September 2026 than the year before.
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Sale-to-list price
94.8%
Down about half a point from a year ago. The typical Detroit home sold for about 5% less than its asking price. On a home listed at $105,000, that’s a cut of about $5,500.
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Homes are sitting longer
The typical Detroit home took 53 days to sell in September 2026, compared with 42 days a year earlier, and about 10% fewer homes sold. Every extra month on the market means more mortgage payments, property taxes, insurance, and upkeep before you’re paid.
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First-time buyers’ loans come with condition rules
Many first-time buyers use FHA loans, including ones paired with MSHDA programs. An FHA appraisal checks the home’s condition as well as its value, and if it finds problems like peeling paint in a pre-1978 home, a leaking roof, or exposed wiring, the lender won’t fund the loan until they’re fixed. About 57% of Detroit homes were built before 1950, so those problems are common.
We buy houses in Detroit, MI
Selling your Detroit home doesn’t have to mean repair requests from an appraiser or waiting on a buyer’s mortgage approval.
STEP 01
Tell us the basics
Share a few details about your Detroit home and how soon you’d like to sell.
STEP 02
Plan one visit
A cash home buyer comes by once to see the property in person.
STEP 03
Get your cash offer
Review the offer at your own pace, with no obligation to say yes.
STEP 04
Close your way
Choose the closing date that fits your plans and get paid at closing.
Why sell your Detroit house with SellMyHouse.co
Selling to a cash home buyer is different from a traditional Detroit listing in a few important ways.
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No repairs or updates required. A cash home buyer can make an offer on your home as is, whether it’s a 1920s brick colonial, a bungalow that needs a new roof, or anything else in Wayne County.
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No agent commissions come out of your offer. On a median-priced Detroit home, agent fees on a traditional sale typically run between $5,000 and $6,000.
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You choose the closing date. Whether you’re settling an estate, moving for work, or trying to get ahead of a tax bill, the timeline works around you.
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No showings, no open houses, no strangers walking through the property. Once you request an offer, you work with one buyer from start to finish.
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Complicated situations are okay. Inherited homes, rentals with tenants, homes with back taxes, and sellers behind on payments are situations cash home buyers in our network handle regularly.
What Detroit sellers need to know
Michigan’s disclosure, transfer tax, foreclosure, and property tax rules can all shape how your sale goes.
Michigan requires a seller disclosure form
Michigan requires most sellers to give buyers a disclosure form before a purchase agreement is signed. If it arrives late, the buyer can typically cancel within a few days. Some sales, like certain probate court sales, are exempt. It’s worth reviewing the Michigan home sale requirements before your sale gets too far along.
Sellers pay Michigan’s transfer taxes
Michigan charges a state transfer tax of $3.75 for every $500 of the sale price. Wayne County adds $0.55 for every $500. In Michigan, the seller pays both. On a home at Detroit’s median sale price, the total comes to about $860. It’s paid when the deed is recorded with the Wayne County Register of Deeds.
Most Michigan foreclosures happen outside of court
In Michigan, most lenders foreclose by advertisement, which means the home can go to a sheriff’s sale without a court case. For most homes the owner lives in, the sale is followed by a redemption period, often 6 months, before the buyer takes full ownership. That period can be much shorter if the home is considered abandoned. Selling before the sheriff’s sale may let you pay off the loan and keep any equity that’s left.
A sale ends the cap on a Detroit home’s taxable value
Detroit has some of the highest property tax rates in Michigan. Under state law, a home’s taxable value is capped while you own it, but the cap resets after a sale. That means a buyer’s tax bill can be much higher than yours, and that jump affects how much some buyers can afford to pay. At closing, your current taxes are prorated so you pay only for the time you owned the home.
Frequently asked questions
Do I have to make repairs before selling to a cash buyer in Detroit?
There are bank-owned homes on my street. Will that affect my offer?
It can. Cash home buyers look at your home’s condition and at recent sales nearby, and bank-owned sales are part of that picture. Offers vary from buyer to buyer, so it’s worth requesting one to see how nearby sales affect yours.
My buyer’s FHA appraisal flagged repairs. Can I sell to a cash buyer instead?
In many cases, yes. Whether you can cancel your current deal depends on your purchase agreement, so check it first or ask a real estate attorney. A cash home buyer won’t need those repairs made before closing.
How much transfer tax will I pay when I sell in Detroit?
Michigan’s state and Wayne County transfer taxes add up to $4.30 for every $500 of the sale price. On a $99,952 home, that’s about $860, and the seller pays it.
I’m behind on my mortgage or property taxes. Can I still sell my Detroit home?
In most cases, yes. Back taxes and the mortgage balance are usually paid off from the sale at closing. Selling before a foreclosure is final may let you keep any equity. A foreclosure attorney or the Wayne County Treasurer’s office can explain your exact timeline.
