No. Cash home buyers in our network buy homes in almost any condition, so an older roof, outdated wiring, or cosmetic wear doesn’t have to be dealt with before you ask for an offer.
Sell your Harrisburg house fast and skip the fix-up
A fair cash offer for your Harrisburg home, with a closing date that fits your plans.
We buy houses in Harrisburg, PA
In Harrisburg, a cash sale starts with a few details about your home and ends on a closing date you choose, with a visit and an offer in between.
STEP 01
Request your cash offer
Share a few details about your Harrisburg home and how soon you’d like to sell.
STEP 02
Plan one visit
A cash home buyer comes by once to see the property in person.
STEP 03
Get your cash offer
Review the offer at your own pace, with no obligation to say yes.
STEP 04
Close your way
Choose the closing date that fits your plans and get paid at closing.
Why sell your Harrisburg house with SellMyHouse.co
Here’s how a cash sale differs from listing in Harrisburg.
- No repairs are needed. Cash home buyers in our network buy homes in almost any condition, from a brick rowhome with an aging roof to a house with outdated wiring.
- No agent commission. Agent fees on a median-priced Harrisburg home typically run $7,700 to $9,300 in a traditional sale, none of which comes out of a cash offer.
- Your calendar sets the closing date. Whether you’re relocating, downsizing, or settling an estate, you choose the day.
- One visit, not a string of showings. A cash home buyer typically makes an offer after seeing the property once.
- Estates, tenants, and code violations are familiar territory. Cash home buyers in our network often work with inherited homes, tenant-occupied rentals, and homes with open code violations.
What Harrisburg sellers need to know
Pennsylvania sets the disclosure and foreclosure rules, Harrisburg adds a local layer to the transfer tax, and owners selling a rental have a city notice to file.
Seller disclosure
Most Pennsylvania sellers must give the buyer a written disclosure of known material issues before the agreement of sale is signed. Some sales are exempt, including many estate sales handled by an executor, and homes built before 1978 also need a federal lead paint disclosure.
Transfer tax
Harrisburg’s realty transfer tax totals 2% of the sale price: 1% to the state, 0.5% to the city, and 0.5% to the school district. Buyer and seller customarily split it, but both are legally liable, so the split is whatever your agreement of sale says. At the median sale price, a seller’s half comes to about $1,550.
Foreclosure notice
Pennsylvania lenders must send an Act 91 notice before foreclosing on an owner-occupied one- or two-family home. You have 33 days to meet with an approved housing counseling agency, and doing so can pause the lender for 30 days after the meeting. You can also catch up on the loan until an hour before the sheriff’s auction, and selling before the auction may let you pay off the loan from your proceeds and keep any equity.
Selling a rental
If you sell a Harrisburg rental, tell the Codes Bureau in writing within 10 business days of the change in ownership. The buyer then has 10 days to register the unit, and every registered rental is inspected at least once every five years. Pennsylvania’s statewide rules on disclosure, transfer tax, and foreclosure notices apply in Harrisburg too.
Frequently asked questions
Costs are usually split with the buyer, but this is a matter of custom rather than law. Both sides are liable for the full 2%, so your agreement of sale should spell out who pays what.
Often, yes. Investors, including cash home buyers in our network, often buy tenant-occupied rentals, and a lease typically carries over to the new owner. A tenant in place can affect what buyers offer, so check your lease terms, and tell the Codes Bureau about the ownership change within 10 business days.
In most cases, yes. The notice means the lender hasn’t yet filed for foreclosure, so there’s usually time to sell and pay off the loan from the proceeds. A housing counselor or foreclosure attorney can explain your options and exact timeline.
It depends on your home and your timeline. A move-in-ready home may bring a higher price if you can wait. If it needs work or you need to move soon, a cash sale can spare you the repairs and showings and let you pick your closing date, though the offer will usually be lower than a listing might bring.