No. Cash home buyers purchase homes in almost any condition. You don’t have to spend anything on repairs, cleaning, or updates before requesting an offer.
Sell your house fast in Annapolis
Get a fair cash offer and close on your schedule.
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Median sale price
$637,197
Up 7.4% from a year ago. Prices are climbing, but sales are slowing: 145 homes sold in September 2026, down 12.5% from the year before. The typical home sold for about 1% below its asking price.
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Homes with price drops
31.5%
Up 5.5 points from a year ago. Nearly 1 in 3 Annapolis listings cut their prices before selling. On a home in this price range, even a 3% cut means giving up about $19,000.
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Tidal flooding is a growing concern
City officials said City Dock in downtown Annapolis flooded to some degree about every 3 days in 2024. About 12% of Annapolis properties face a risk of severe flooding over the next 30 years. For homes in a FEMA flood zone, buyers using a federally backed mortgage typically need flood insurance, which adds to their monthly costs. A cash home buyer isn’t relying on that requirement, though flood risk can still affect the price they offer.
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Historic district rules make repairs slower
Much of downtown Annapolis sits inside a local historic district. Any change to the outside of a home there, from windows to roofing to porches, needs approval from the city’s Historic Preservation Commission first. That means fixing up a historic home before a sale can take extra time and money. If you sell to a cash home buyer, you don’t have to make those repairs or wait on those approvals yourself.
We buy houses in Annapolis, MD
Selling your Annapolis home doesn’t have to mean a long repair list, weeks of showings, or waiting on a buyer’s mortgage approval.
STEP 01
Tell us the basics
Share a few details about your Annapolis home and how soon you’d like to sell.
STEP 02
Plan one visit
A cash home buyer comes by once to see the property in person.
STEP 03
Get your cash offer
Review the offer at your own pace, with no obligation to say yes.
STEP 04
Close your way
Choose the closing date that fits your plans and get paid at closing.
Why sell your Annapolis house with SellMyHouse.co
Selling to a cash home buyer is different from a traditional Annapolis listing in a few important ways.
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No repairs or updates required. A cash home buyer can make an offer on your home as is, whether it’s a historic row house downtown, a home in a low-lying part of Eastport, or anything else in Anne Arundel County.
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No agent commissions come out of your offer. On a median-priced Annapolis home, agent fees on a traditional sale typically run between $31,900 and $38,200.
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You choose the closing date. Whether you have military orders, you’re settling an estate, or you’re moving for work, the timeline works around you.
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No showings, no open houses, no strangers walking through the property. Once you request an offer, you work with one buyer from start to finish.
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Complicated situations are okay. Inherited homes, rentals with tenants, homes with flood history, and sellers behind on payments are situations cash home buyers in our network handle regularly.
What Annapolis sellers need to know
Maryland’s disclosure, transfer tax, and foreclosure rules, plus Anne Arundel County’s tax calendar, can all shape how your sale goes.
Maryland lets you choose a disclosure or a disclaimer
Most Maryland sellers can choose between a disclosure statement listing what they know about the home’s condition, or a disclaimer saying they’re selling as is. Either way, you still have to tell buyers about known hidden defects that could affect their health or safety. It’s worth reviewing the Maryland home sale requirements before your sale gets too far along.
Transfer and recordation taxes add up
Selling a home in Anne Arundel County comes with 3 taxes: a 0.5% state transfer tax, a 1% county transfer tax on sales under $1 million, and a recordation tax of $7 per $1,000. Together, that’s about $14,000 on a median-priced Annapolis home. These taxes are often split between buyer and seller, but it depends on the contract. If your buyer is a first-time Maryland homebuyer, the state transfer tax drops to 0.25%, and the seller pays all of it.
Maryland foreclosures follow a set timeline
In Maryland, a lender must send a Notice of Intent to Foreclose at least 45 days before filing. The case usually can’t be filed until at least 90 days after the loan goes into default. After it’s filed, homeowners who live in the home can ask for mediation. Selling before the foreclosure sale may let you pay off the loan and keep any equity that’s left.
Property taxes are prorated at closing
Maryland’s property tax year runs from July 1 to June 30. Annapolis homeowners pay both county and city property taxes, and bills go out each July. At closing, the year’s taxes are split so you pay only for the part of the tax year you owned the home. Your settlement company will calculate the exact amount based on your tax bill and closing date.
Frequently asked questions
Do I have to make repairs before selling to a cash buyer in Annapolis?
My home is in the Annapolis Historic District. Can I still sell it as is?
In most cases, yes. You don’t need to make exterior repairs or get Historic Preservation Commission approval before you sell. Any future changes to the outside of the home become the buyer’s responsibility after closing.
My street floods at high tide. Will a cash buyer still make an offer?
In most cases, yes. Cash home buyers regularly make offers on homes in flood-prone areas, and there’s no mortgage lender setting flood insurance terms before closing. You’ll still need to share any known flood damage with the buyer.
How much will I pay in transfer taxes when I sell in Annapolis?
It depends on your contract. In Anne Arundel County, the state transfer tax, county transfer tax, and recordation tax total about 2.2% of the sale price on most homes. These are often split between buyer and seller, so a seller’s share is commonly around half.
I just got military orders. Can I sell my Annapolis home before I have to report?
In many cases, yes. You choose the closing date, so the sale can be planned around your move. Let the buyer know your report date early so the timeline can be set up to fit it.
